The Truth About the Social Security Tax Deduction —
and How You Can Help Set the Record Straight
The new Social Security tax deduction is being sold as relief for seniors — but 64% of retirees get no benefit at all. Misinformation is spreading fast, even from trusted institutions. Here’s how we can correct the record and make our voices heard.
What’s Being Misrepresented
➤The SSA* and others have echoed political claims that “90% of seniors won’t pay tax.”
➤But 64% already paid no tax before this law — meaning no new benefit.
➤The deduction is temporary (expires in 2028) and mostly helps middle- and upper-income retirees.
➤It’s being used as a talking point in the run-up to elections, potentially violating the Hatch Act.
Why It Matters
➤Trusted government agencies should not be used to spread partisan messaging.
➤Seniors deserve honest information about what affects their income.
➤We can push back on spin — before it gets repeated unchallenged.
📝 What You Can Do
➤Participate in this letter-writing campaign.
○ Use the sample templates, or write your own version
○ Email, print, or submit online — whatever’s easiest
➤Invite others to join the campaign
➤Every letter helps shift the message toward truth and transparency!
Letter-Writing Guide: Social Security Messaging Issue
This guide explains what letters we’re writing, who they’re for, and what they aim to accomplish. Anyone can participate — choose as many as you like, please add a personalized sentence or two, if possible, and help us get the truth out.
1. Letter to AARP
Purpose: Urge AARP to clearly explain that the new Social Security tax deduction helps only some seniors and leaves out the 64% who already didn’t pay taxes. Ask them to correct misleading impressions in their coverage.
Who It’s To: AARP Public Policy Team (email or postal mail)
2. Letters to your Local, State & National Senior Organizations
Purpose: Share accurate information and encourage these groups to help spread the word about the narrow and temporary nature of the deduction.
Who It’s To: State and national groups such as the National Council on Aging, Justice in Aging, the Center for Medicare Advocacy, and the Pension Rights Center.
4. Letters to Watchdog Groups (CREW, Protect Democracy)
Purpose: Raise concern about a possible Hatch Act violation — using SSA email communications to push campaign-style messaging. Ask them to investigate or flag it.
Who It’s To:
● Citizens for Responsibility and Ethics in Washington (CREW)
● Protect Democracy
*Misleading Social Security Administration Letter That Was Sent to Seniors